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The information contained in this email is to be used solely for informational purposes and is not a recommendation, offer, or solicitation to sell or purchase any financial or investment product. Investment products are not FDIC insured, may lose value, and there is no bank guarantee. There is no guarantee of a return on your investment. MPAC Holdings LLC does not provide investment, legal, or tax advice. Please consult your tax and/or legal counsel for specific tax or legal questions and concerns.